Citi Hilton HHonors Visa Signature Credit Card

Hilton Curaçao
Photo Credit: Hilton Curaçao

Citi Hilton HHonors Visa Signature Credit Card is the perfect choice for my upcoming trip to Curacao and for anyone looking to earn Hilton HHonors points.

what’s the point?

You get 75,000 Hilton HHonors points upon approval which goes a long way depending on the category of hotel you stay at. For example, the Hilton Curaçao property (category 6) is 30,000 points per night. That’s two free nights I’ll happily take. Staying at a lesser category hotel can get you up to 10 free nights or more.

hilton elite status

By having the Citi Hilton HHonors Visa Signature Credit Card you’ll immediately jump to Silver elite status. That’s before even using the card. Having Silver elite status offers a 15% bonus on all HHonors base points earned, complimentary access to the health club, and free WIFI.

When you spend $20,000 in the first year (took me 2 months), you’ll reach Gold status. As a Gold member, you receive 25% bonus on base points. Combine that with complimentary breakfast and upgrades and the deal sweetens!

attractive benefits for day-to-day too

Exclusive access to private events, travel concierge services, and travel rewards are just a few of the benefits you’ll enjoy.

Citi Hilton HHonors Visa Signature Credit Card keeps on giving as there’s no annual fee and you receive annual loyalty bonus points of 10,000 HHonors at the end of each calendar year when you spend $1,000 or more on stays within the Hilton family.

If you’re confused about how points work and why you should care, let’s take a closer look:

  • For every dollar spent on hotel stays within the Hilton portfolio, you get 6 bonus points
  • For every dollar spent on everyday items at supermarkets, drugstores, and gas stations you’ll get 3 bonus points (see how this is working…)
  • Everything else and you get 2 bonus points per dollar spent

say what?

Bonus points translate into major perks such as free nights so long as you’re staying at hotels and resorts within the Hilton portfolio. When you use your Citi Hilton HHonors Visa Signature Credit Card on everyday purchases like I do, you’ll be glad you did when those free nights kick in. I apply the same approach with airfare. You can’t beat free flights plus free nights at hotels simply using credit cards that pay you back for your loyalty.

This card is so versatile and offers more than bonus points at Hilton hotels. You’ll reap the benefit of car rentals, cruises, entertainment, rail travel, and more.

road trippin’

Citi Hilton HHonors Visa Signature Credit Card adds another layer of protection with rental car insurance. When traveling worldwide, the card protects you against theft or damage to your rental car up to $50,000. This is with any car rental, in any country, when you pay with your card. If you’ve ever rented a car, you know how quickly the daily insurance adds up or how high a deductible can be if ish happens.

when if disaster strikes…

The Citi Hilton HHonors Visa Signature Credit Card offers the benefit of travel accident and emergency assistance too. I rarely check bags but it’s great to know lost baggage protection covers me up to $3,000 per person, per trip if items are lost, stolen, or damaged by the carrier.

worth it? 

Hell yeah! No annual fee, complimentary and automatic elite status, late check-out, and upgrades make the Citi Hilton HHonors Visa Signature Card a winner.

I’ll be back shortly to update you on my trip to Curaçao and experience at the annual jazz festival.

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